You can probably find a free trial for audible and get the audio version of this book for free as well. Em and Andy, would you guys use the Total Money Makeover Kit? There's not enough to derail me from continuing, so you should be fine! Virtually all of the ideas from the workbook are found in the original book along with a lot more detail, motivation, and useful information. I found this book through listening to the Dave Ramsey talk radio store--also a great investment of time. I didn't spend a whole lot of time looking through this book, but from what I saw it's mostly for those who struggle with handling money, and for those who don't really know how to budget, and have a lot of debt. Our verdict: B+ Come back and let us know what you think of this resource, and make sure to check out our number one, as well.
It really is parallel to the book by Dave Ramsey. For me however, it just did not read well because frankly you need to hear the tone of Dave's voice to punctuate the humor in the sarcasm that fills the pages. I think the book was really well written and had a lot of great points! Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Have you ever thought about the life you could live if you had no debt? Thanks for being you big Dave! I liked the hardback better for getting right to thde point. Prepare for college funding your kids will love you for it Maximize your retirement investing so you can live your golden years in financial peace Build wealth like crazy! I just plan to be able to pay cash for my daughter's education so she does not have to deal with this garbage of massive debt! Dave Ramsey is direct and to the point. Sometimes life calls for simplistic measures--one foot in front of the other and just take it step by step, even if you are back stepping. The logic being, of course, that down the line, I would be able to afford to douse myself in soy lattes and buy all the shoes I want because I would be! Ramsey will motivate you to immediate action, so you can: Set up an emergency fund believe me, you're going to need it Pay off your home mortgage? You give it extra value by using it yourself and saying that you find it helps you and the link takes you straight to it…simple and effective.
Is there a video version of it? The information in our reviews could be different from what you find when visiting a financial institution, service provider or a specific product's website. At SpeedReader Summaries, bringing you maximum benefit in minimum time is our main objective! This money should sit in a savings account and be left untouched until a genuine emergency comes along, and if you use it for such an emergency, your focus should immediately be on replenishing that debt. Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? He begins by outlining various myths that tend to hold people back and keep them mired in a cycle of debt. Next, he guides participants through the steps required to methodically eliminate their debts. You may see multiple shipping options to choose from during checkout. This book breaks down the steps to finding financial peace by getting out of debt.
I see some of the other reviewers calling this simplistic. I thought this book would be more of a workbook format but found it to have a lot of extra information in it and took a while to get to the action steps. The Dave Ramsey Show is heard by more than 8 million listeners each week on more than 500 radio stations and iHeartRadio. What he laid out defines what I believe to be the best and most realistic money, spiritual, and marriage advise I've ever read. It also goes those the seven baby steps, and gives you a few exercises to work on for that baby step. Thanks for the guidance, Dave!!!!! If you are truly sick and tired of being sick and tired, check out the website: mytmmo.
In this sense, there was more motivation there. The database provides the record of forthcoming books, books in-print, and books out-of-print. What I found out is with a little tinkering in my habits and my budget I can make a lot of progress with less effort. I found his advice excellent, simply said and very effective when I finally got with it and followed it. The main characters of this non fiction, self help story are ,.
I did that very same thing on my own 15 years ago! It's a no-nonsense plan that will not only make over your money habits, but it will also completely transform your life. I got both, but only one is really necessary if your wallet calls for it. I highly reccomend this to anyone who wants to have their own money. In my eyes, is trumped by simply reading with a notebook and a pen at your side. With inspiring real-life stories and thought-provoking questionnaires, this workbook will help you achieve financial fitness as you daily work out those newly defined money muscles. Hope this helps you make a decision! You are going to help a chunk of other people with their debt really. I really believe everyone needs this kit.
I have read both the book and own this workbook version. The sooner you get your home paid off, the better. I like the shortened version but still went back to read the full book version later. I will highly recommend this to my family and friends. The workbook is great for people who need to write things down or see more numbers.
If you cannot imagine what it would be like to put your paycheck in the bank every payday and not worry about any of the money being spent on bills then I challenge you to go immediately to pick up these books. If you purchase the workbook, you really do not need the main book as well. Here is to being debt free!!! I think if anyone has a chance they could read this because once you do, your life with be changed for the better. And I found the worksheets difficult with no helpful instructions. Finally, he shows readers how to build their personal wealth so that they never have to worry about going into debt again. When you follow a link from our page to Amazon, we will earn a small commission, and we thank you in advance! So many students leave college with a big hole of student loan debt already dug out for them. To buy this book at the lowest price,.